Need an appraisal for an FHA-backed mortgage? Call Nathaniel A. Shaffer Appraisal, LLC.

We confidently state that Nathaniel A. Shaffer Appraisal, LLC. is an FHA-approved appraisal service in SC. Nathaniel A. Shaffer Appraisal, LLC. is certified and approved to do reports for FHA insured financial transactions. Part of the ongoing training our staff at Nathaniel A. Shaffer Appraisal, LLC. completes deals exclusively with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Nathaniel A. Shaffer Appraisal, LLC. if you need an appraisal done for an FHA-secured loan.

If your house loan is FHA insured, that means that the loan has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with safety through mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are designed to assist low-to-moderate income buyers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Consumers with lower income or less starting funds to use as a down-payment on a loan benefit the most from FHA loan programs.