Need an appraisal in Varnville or Hampton County?![]() Here are the top 7 reasons why SC homeowners use Nathaniel A. Shaffer Appraisal, LLC.:
Do you own a house in or near Varnville? Do you need help deciding the price of your real estate?
At Nathaniel A. Shaffer Appraisal, LLC., we understand the particular needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Nathaniel A. Shaffer Appraisal, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping customers just like you do away with unneeded and unwanted PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other houses close by. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Nathaniel A. Shaffer Appraisal, LLC. is your number one weapon when challenging your property tax assessment. HELOC recently frozen?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow standpoint. Nathaniel A. Shaffer Appraisal, LLC. can help you reinstate your home equity line of credit with efficient appraisal. Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Nathaniel A. Shaffer Appraisal, LLC. offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house. |